| Rule | Basis | Tier | Id |
| A return percentage with no "target", "projected" or "historical" label | Marketing Rule 206(4)-1(d)(6) · Securities Act §17(a) | Blocks | regd-specific-roi-no-basis |
| Active solicitation of a specific offering | Reg D Rule 506(b) · JOBS Act §201 for 506(c) | Blocks | regd-active-offering-solicitation |
| "Open to any investor", no qualification stated | Reg D Rules 506(b), 506(c) investor eligibility | Blocks | regd-unqualified-investor-language |
| Suggesting a PPM or disclosure document is not required | Reg D anti-fraud provisions · Securities Act §17(a) | Blocks | regd-ppm-not-required |
| Real estate "always appreciates", guaranteed to rise in value | Rule 10b-5 material misstatement | Blocks | re-guaranteed-appreciation |
| Guaranteed tax benefits | Circular 230 tax advice standards · FTC Act §5 | Blocks | re-tax-certainty |
| A syndication interest described as liquid or easily sold | Rule 10b-5 · Securities Act §17(a), omission of material fact | Blocks | re-liquidity-misrepresentation |
| Guaranteed results | FTC Act §5 · 16 CFR 255 | Blocks | ymyl-guaranteed-results |
| Guaranteed financial return | FTC Act §5 · Marketing Rule 206(4)-1 · Reg D anti-fraud | Blocks | ymyl-guaranteed-returns |
| "Risk-free" or "zero risk" | FTC Act §5 · overridable with a logged written reason | Blocks | ymyl-risk-free · ymyl-zero-risk |
| "You can't lose", get-rich-quick language | FTC Act §5 · FTC "Making Money" guidance | Blocks | ymyl-cant-lose · ymyl-get-rich-quick |
| "Your money is safe", "principal protected" without the conditions | FTC Act §5 · overridable with a logged written reason | Blocks | ymyl-principal-safety |
| "We have never lost money", "double your money" | FTC Act §5 · overridable with a logged written reason | Blocks | ymyl-never-lost-record · ymyl-double-your-money |
| The fund's own past returns as a specific figure ("we delivered a 20% IRR") | Securities Act §17(a) · Rule 10b-5 · overridable with a logged written reason | Blocks | regd-past-performance-claim |
| Superlative performance claims about the sponsor without substantiation | Marketing Rule 206(4)-1(a)(1) misleading statements | Warns | regd-performance-without-standard |
| Income described as completely passive | FTC Act §5, misleading by exaggeration | Warns | re-passive-income-absolute |
| A return figure with no "target", "projected" or forward-looking label within 50 tokens | Marketing Rule 206(4)-1 · Securities Act §17(a) | Warns | re-projected-return-without-qualifier |
| Universal "everyone should" recommendations | FTC Act §5, misleading by omission | Warns | ymyl-everyone-should |
| Your own banned claims | Anything your counsel bans that the packs do not. Added in Brand Hub, gated like a pack rule. | Blocks | site-owned |
| Accredited-investor disclaimer · 5 citations, 2 primary, 2 secondary · Article schema · the Reg D validator | Required on every article. Primary tier: sec.gov irs.gov ecfr.gov federalreserve.gov congress.gov finra.org | Required | v12 · v15 · v14 · v18 |